INTERNATIONAL RESEARCH JOURNAL OF MODERNIZATION IN ENGINEERING TECHNOLOGY AND SCIENCE

Abstract

Abstract many researchers have entered the field due to the significance of security in the authentication process and the rise in threat level provided by such viruses. Since the current password-based authentication paradigms are not effective and robust enough and are also susceptible to automated attacks, many attacks are successful in gaining access to social network accounts. The simplest option is to add other identity components, like one-time PIN numbers, created by the user's own device (like a smartphone) or received via SMS, to the single factor (password-based) authentication procedure. In this project, a novel method using multi-layer-based authentication is proposed to address the problem of shoulder-surfing attacks on authentication schemes. So, implement multiple level different authentication methods in Net banking application to satisfy the privacy requirements. First layer based on Illusion PIN-based authentication method that operates on Net banking Application. Illusion keypad uses the technique to blend two keypads with different digit orderings in such a way, that the user who is close to the device is seeing one keypad to input the PIN whereas the attacker, who is viewing the device from a greater distance, can only see one keypad. OTP verification in reverse order is used as the second layer. Using facial biometrics as a third layer of real-time authentication, which offers fresh approaches to the privacy and security problems, the person is authorized to use the Net banking system. Also provides multi authority based access system. Primary account holder can add secondary user to access banking application. The multi-layer authentication process enabled when user login into the application and also when a transaction is done with multiparty access system.Index Terms Bank Interface Creation, User Registration, Hybrid PIN and Brightness Password Verification, Face Verification, Multi Party Access System, Alert System.

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